The right loan
fits the whole move.

Rate matters. So do cash, monthly payment, time horizon, property type and the flexibility you may need after closing.

01 Rate02 Cash03 Payment04 Time horizon

Better financing starts with tradeoffs you can see.Compare the whole structure before choosing the headline number.

Compare your options →

Four useful routes

Understand the numbers before you choose the loan.

Program availability and qualification depend on the borrower, property and current guidelines. John helps focus the comparison on the numbers that actually affect the decision.

01Military buyers

VA

Potential zero down, no monthly mortgage insurance and flexible qualifying standards for eligible borrowers.

02Primary & second homes

Conventional

Flexible down-payment choices with options for a wide range of property types and borrower profiles.

03Accessible entry

FHA

A government-backed path that can work well for buyers seeking lower down-payment and flexible credit options.

04Higher-value homes

Jumbo

Financing designed for loan amounts above conforming limits, including coastal and island properties.

Decision frame

Five things to understand before comparing rates.

How long do you expect to own the home?
What cash should remain untouched after closing?
How stable is the income picture after the move?
Does the property create special insurance or appraisal considerations?
Which payment still feels sensible when life resumes?

Build the comparison

Compare the payment, cash required and long-term cost side by side.

Review financing paths

The right loanfits the whole move.